Yogesh Bansal

Critical Illness Insurance

Protecting you against terminal illnesses that may derail your financial plan

Critical Illness Insurance

Medical advances have dramatically improved the survival rates of people who suffer critical illnesses such as cancer, stroke and heart disease. Recovery may come with a significant financial cost that impacts both you and the people close to you.

Critical illness insurance offers the financial help to pay the costs associated with life-altering illnesses. If you become sick with an illness covered by your policy and survive the waiting period, you’ll receive a lump-sum cash payment. And, unlike reimbursed health insurance benefits, you decide how to spend the money.

Speak to your financial planner to determine what is best for you and is affordable also.

Most critical illness policies cover the following conditions:

  • Heart Attack
  • Heart Valve Replacement
  • Coronary Artery Bypass Surgery
  • Stroke​
  • Life-Threatening Cancer
  • Kidney Failure
  • Major Organ Transplant
  • Major Organ Failure on Waiting List
  • Dementia, including
  • Alzheimer’s Disease
  • Parkinson’s Disease and Specified Atypical Parkinsonian Disorders
  • Blindness
  • Deafness
  • Occupational HIV Infection
  • Aortic Surgery
  • Acquired Brain Injury
  • Aplastic Anaemia
  • Bacterial Meningitis
  • Benign Brain Tumour
  • Loss of Limbs
  • Loss of Speech
  • Motor Neuron Disease
  • Multiple Sclerosis
  • Paralysis
  • Severe Burns